Half your year gets decided by somebody else’s scope sheet.
Tools, templates and plain-English guides for roofing contractors — how insurance claims and supplements actually work, what to document before the adjuster is on the roof, and the pricing and paperwork that carries the retail work in between.
What this portal will and won’t help you do
Insurance drives a large share of roofing revenue, and getting paid in full for work that is genuinely required and genuinely performed takes documentation most roofers were never taught. That is what the guides here are for — measuring properly, photographing before the evidence is in the dumpster, citing the right authority, and writing a supplement a desk adjuster can approve without a phone call.
This is not a playbook for growing a claim. Nothing here will help you inflate a scope, bill for work you did not perform, characterise wear and tear as storm damage, or cover a homeowner’s deductible. Those are insurance fraud, they carry criminal exposure and license loss in most states, and they are the reason honest roofers get their files scrutinised.
The test we apply to every page here: could you hand the same file to the carrier, the homeowner, and a jury at once and be comfortable? Everything on this site is written to pass that.
Insurance work
The three things that decide whether an insurance job makes money.
Not the price you quoted. What you documented, what you supplemented, and whether you could carry the cash until the carrier released it.
How a roofing claim actually works
The nine-step sequence from loss to final check — adjuster inspection, scope sheet, RCV vs ACV vs depreciation, deductible rules, and the vocabulary the carrier is using.
Writing a supplement that gets approved
The five parts every approvable supplement has, eleven line items that get legitimately missed and exactly how each one goes wrong, plus an interactive documentation checklist.
Running a storm season
The cash gap between your outlay and the ACV check, crew scaling without classification risk, the canvassing rules that get enforced, and surviving the trough afterwards.
Everything below is the retail side of the same business — the estimating, invoicing and paperwork that has to work whether or not there is a carrier involved. Most of it does double duty on a claim job: your own measurement is what you check the adjuster’s quantities against, and your own line-item estimate is what turns a scope disagreement into two documents instead of two opinions.
Price the job
Get the number right before it leaves your hand.
A tear-off and a recover do not price the same way, and a cut-up steep-slope roof does not price like a simple gable. Start at the measurement.
Bill & get paid
Invoicing that survives a depreciation release.
On a claim job the final invoice is audited against the work performed. It needs to be itemised, accurate, and match your file.
Paperwork
Documents that hold up when the job goes sideways.
A contract that says “whatever insurance pays” gives you nothing to enforce. Write the scope, the exclusions and the change process down before the crew shows up.
Run the business
The numbers behind the numbers.
Labour burden and break-even tell you whether the company is profitable. Storm volume can hide the answer for a whole season.
Reading
Short pieces worth ten minutes.
In the works
Roofing-specific tools being built now.
These slots are real work in progress, not placeholders for products that already exist elsewhere on the site. When one ships it appears here first.
Want one of these when it lands? The form below is how we let people know — there is no separate list.
The roofing field kit.
The supplement documentation checklist as a one-page printable for the truck, a one-page supplement narrative outline, a claim glossary you can hand a homeowner, and the storm-season cash-flow worksheet. Tell us where to send it.
Goes to a real inbox you can reply to. We don’t sell or share your address, and we’ll tell you when the roofing tools above ship.
Quick answers
Roofer questions.
Are these tools actually free?
Every calculator, template and guide linked above is free to use. A few job-tracking packs and bundles in the shop are paid, and those are labelled — the ones on this page marked “Shop” go to a product listing.
Why does this page lead with insurance instead of templates?
Because for most roofing companies it is where the money is decided. A perfectly priced estimate still loses if the scope sheet was short, the documentation was thin, or the cash gap between the ACV check and completion was bigger than the bank account.
Does the roofing calculator account for waste factor?
Yes — it applies a waste percentage on top of measured squares so the material order and the estimate match what actually gets used. Push it up for cut-up or steep-slope roofs.
Is any of this legal or insurance advice?
No. It is general operational information for roofing contractors. Insurance regulation, licensing, contract law and adopted building codes differ by state and municipality and change regularly — every guide flags where you need to verify locally. Have a licensed attorney in your state review your contracts and your storm practices.
Do I need Excel or Word for the templates?
Most are provided in both Word and spreadsheet-friendly layouts, plus a version you can fill in directly on the page.